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(Only in Italian)
La prima finestra per la presentazione delle domande sarà attiva dal 15 novembre 2021 al 15 gennaio 2022.
(Only in Italian)
In addition EIOPA also has published today the first parallel technical information on the relevant risk free interest rate term structures (RFR) with reference to the end of October 2021 based on the published approach for the implementation of Interbank Offered Rates (IBOR) transitions.
These technical standards specifies the types of factors and conditions to be considered for the assessment of the appropriateness of risk weights and of minimum loss given default (LGD) values.
In particular, the final draft RTS provide technical specifications on the following aspects:
- for those institutions applying the standardised approach (SA), the key elements for the assessment of risk weighs are the loss experience and the loss expectation relating to exposures secured by immovable property within the respective Member State. The final draft RTS specify the types of factors that authorities should consider during the risk weight assessment on the basis of the loss experience of exposures secured by immovable property and forward-looking immovable property market developments.
- for those institutions applying the internal ratings-based (IRB) approach to retail exposures secured by residential or commercial immovable property, the final draft RTS clarify the conditions to be considered when assessing the appropriateness of minimum LGD values: in their assessments, relevant authorities should consider whether minimum LGD values cover the sources of systemic risks beyond economic downturn considerations and idiosyncratic risks.
