(Only in Italian)
Gli intermediari segnalano un’ampia gamma di informazioni alla Banca d’Italia, che poi le diffonde in forma aggregata.
Ad alcune statistiche si può accedere direttamente, interrogando online la Base dati statistica (BDS) della Banca d’Italia; altre informazioni sono consultabili solo attraverso indicatori sintetici riportati nelle pubblicazioni economiche della Banca.
Ad esempio, attraverso la BDS online l’utente accede alle informazioni aggregate sui bilanci delle singole banche basate sulle segnalazioni statistiche (bilanci individuali).
Questi dati non consentono di replicare specifici indicatori riportati nelle pubblicazioni periodiche, basati sui dati di bilancio individuali o consolidati raccolti per finalità di vigilanza.
La nota fornisce le indicazioni necessarie per sfruttare al meglio il potenziale informativo della BDS e leggere in modo più consapevole le analisi pubblicate.
The amendments will enter into force on 27 March 2023, subject to the positive outcome of the tests.
The MoU notably incorporates new cooperation areas under the market correction mechanism (MCM) Regulation and benchmarks related to the energy sector.
It also details the role of the recently established ACER–ESMA Task Force.
ESMA and ACER will continue to cooperate in relation to regulation of wholesale energy markets, which encompass both energy derivatives and spot markets.
The cooperation will primarily be achieved through on-going consultations, exchange of information and cross-participation in joint meetings of working groups and task forces.
EIOPA has launched a new Digitalisation Market Monitoring Survey to monitor the development of European insurers’ digital transformation strategies and better understand how undertakings use or plan to use innovative business models and technologies.
The survey will gather information on the use of financial innovation in the European insurance sector, including the spread of new business models such as digital distribution and communication channels as well as insurers’ partnerships with start-ups and big techs.
The survey will also assess the level of deployment of new technologies such as blockchain and artificial intelligence and the governance measures that insurers are adopting around them.
EIOPA will use the findings to strengthen its evidence- and risk-based supervisory approach to detect any emerging risks for insurers and consumers and to identify potential regulatory obstacles that keep stakeholders from harnessing the benefits of financial innovation.