FinTech (“Financial Technology”) is a fast growing sector, where new technologies are able to optimize the efficiency of existing infrastructures and innovate the financial market, with new digital operating systems.

EU and national regulators are very aware of the need to harmonize existing national regulation and to create a regulatory framework that recognizes and facilitates the convergence between the fast moving technology and financial services.

Legália is placed in a strategic position to support market players in such scenario.

Thanks to their experience as senior legal counsels in blue chip and financial institutions, our professionals developed a strong experience in strategic financial matters and are well placed to provide tailor made legal advice to FinTech clients.

In line with the market trends, Legália assists innovative start-ups in this sector, engaging with its clients with proactive dialogue sharing the same dynamic approach and keeping always up to date with the latest developments.

The ability to grasp the spirit of innovation, with the awareness of the market environment and the willingness to focus in future developments, makes Legália the suitable partner for a successful growth in the FinTech business.

The Firm’s assistance focusses, inter alia, on the following areas:

• Debt and equity capital markets (e.g. trading platforms and facilitators, securities processing, investment management, robo-advising)
• Digital banking platforms (peer-to-peer lending, direct lending, crowdfunding)
• Digital Payment services (virtual currencies, e-money, mobile payments, wearables)
• B2B and B2C digital financial solutions

Given the cross-sector coverage offered by our teams, Legália is equipped to offer support on any potential aspect connected to the business of its clients (litigation, contracts, commercial law, companies set-up, corporate actions, intellectual property, and so on).