The number of websites blacked out since July 2019 has thus risen to 725.
(Only in Italian)
L’IVASS ha pubblicato i dati relativi ai reclami che nel 2021 le imprese di assicurazione italiane ed estere che operano in Italia hanno ricevuto dai consumatori.
(Only in Italian)

Pubblicato in Gazzetta Ufficiale n. 144, Suppl. Ord. n. 25, del 22 giugno 2022, il Provvedimento dell’IVASS n. 121 del 7 giugno 2022 recante modifiche e integrazioni al regolamento ISVAP n. 7 del 13 luglio 2007 relativo agli schemi di bilancio assicurativo per le assicurazioni e riassicurazioni che sono tenute all’adozione dei principi contabili internazionali di cui al titolo VIII del Codice delle assicurazioni private.

In particolare, il provvedimento in oggetto modifica:
  • le istruzioni per la compilazione degli schemi del bilancio assicurativo IAS/IFRS;
  • gli schemi di bilancio assicurativo IAS/IFRS;
  • lo schema di giudizio del revisore legale o della società di revisione legale sulla sufficienza delle riserve tecniche;
  • le informazioni aggiuntive relative al bilancio consolidato;
  • il bilancio consolidato;
  • la relazione sulle poste del bilancio consolidato relative a contratti di pertinenza delle imprese di assicurazione.

EBA has published  an Opinion and Report in response to the European Commission’s Call for Advice on the review of the Mortgage Credit Directive (MCD).

EBA proposes to review the MCD, in particular, to facilitate the smooth functioning of the internal market for mortgages, foster a level-playing field across all types of lenders and ensure a higher level of consumer protection across EU Member States.
EBA has observed that, overall, since the application of the MCD in 2016, consumer protection has become more effective throughout the EU Single Market and the practices related to the mortgages have been mostly harmonised across Member States.
However, EBA identified some specific issues to be addressed and in its Opinion and Report proposes to clarify the scope of the MCD, the impact of digitalisation and the ways to facilitate the cross-border provision of mortgages. It also addresses how the MCD can contribute to financial stability and the interplay with sustainability. In particular, the EBA is suggesting to:
  • revise the requirements on pre-contractual and advertising information to provide consumers with the appropriate information to make an informed decision and to compare products;
  • ensure that the requirements on information disclosure are fit for digital channels;
  • introduce additional consumer protections measures when artificial intelligence systems are used for creditworthiness assessment;
  • introduce borrowers-based measures in the information provided to consumers to promote responsible lending and borrowing while contributing to financial stability;
  • establish an EU-wide definition of ‘green mortgages’ to encourage sustainable lending and borrowing.